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What You Get From an Auto Accident Settlement The amount you get for an auto accident settlement is contingent on the degree of your injuries. More severe injuries result in higher future and current medical bills. Documenting the losses will aid in maximizing your settlement. Your lawyer can make an inventory of damages, including doctor's notes, wages records, and eyewitness testimony. Medical bills When people are injured in a car crash, medical bills are usually at the forefront of their minds. In most personal injury cases, the law covers the costs. It can take a few months, and in some cases years until the at-fault driver is found to be responsible by a court verdict or settlement agreement however. In the meantime, victims incur medical bills that have to be paid. Injuries from car accidents typically require major medical procedures, such as surgery and physical therapy. The resulting medical expenses can be substantial. It is important for victims to understand that they should not be required to bear the cost of their own medical expenses following the crash, and the at-fault driver is responsible for paying them as part of their settlement for the accident. In some cases the at-fault party can pay the victim's medical expenses directly. In other situations, the victim's health insurance plan or med-pay coverage will pay these costs when they become. In the case of a victim's circumstance and the type of insurance coverage, these costs may be covered under rolling claims. In certain situations the hospital or health insurance company may put a lien on the settlement made by a victim. Fortunately, an experienced lawyer will help to negotiate these liens in order to ensure that more money is put in the pockets of the victim. Lost wages A car crash can have a devastating effect on your financial situation. You could also be required to pay the cost of lost earnings due to your injuries in addition to the cost of medical bills and property damage. New York law requires that your car insurance policy reimburse you for the loss of income, up to a limit. Your lawyer will fight to get you the full amount of your missed wages. The most common method to prove the loss of earnings is to present your paychecks or other wage documents. Other relevant documents are bank statements, invoices, and correspondence when you were self-employed. The correspondence from your employer that confirms the number of days/hours that you were off work due to injuries is also important. If you suffer a permanent injury that reduces your capacity to work or prohibits you from working Your lawyer can consult an expert economist or financial specialist to determine the value of your earning potential. In this type of case the expert will look at your age, education, qualifications, training along with your career tracker and work responsibilities that you could no longer fulfill. At Michaels Bersani Kalabanka, our Syracuse car accident lawyers frequently encounter clients who have been severely injured in accidents and can no longer work. They are not limited to no-fault lost wages but may be able to receive additional compensation from the at-fault driver's or owner's insurer. Suffering and pain After a car accident, victims should be compensated for their emotional trauma and pain. However, because emotional pain and physical pain cannot be captured in a photograph or documented using x-rays, insurance companies often discredit these losses. This is why it is so important to have a qualified personal injury lawyer to represent you when dealing with the at-fault driver's insurance. Your Queens injury lawyer can assist you gather evidence to back your claim. For instance, the victim's medical bills as well as written formal diagnoses can prove the severity of their injuries. A journal or diary that begins on the date of the accident and continues through recovery can also show the signs of emotional distress as well as physical pain. auto accident lawsuit tyler of your injuries could also influence the amount you receive. A spinal cord injury or a severe head trauma, as an example, may result in a higher payout than a minor sprain which heals in 3 weeks. Your auto accident settlement will be affected by the amount of your injuries. Your lawyer will help you determine the value of your injuries and create a strong case to get the maximum amount of compensation you are entitled to. Contact a seasoned attorney today to find out more about the various types of damages that can be awarded in the course of a New York car accident lawsuit. Damages As we've discussed earlier, settlement awards are intended to compensate car accident victims for the financial loss they suffered. The amount of compensation will depend on the severity, and the extent of the victim's injuries, and also the amount of loss they have suffered because of missed work or property damage. Additionally, an award will also include non-economic damages like suffering and pain. Insurance companies employ a formula for calculating the amount they will pay. These damages are difficult to quantify, but they can be calculated. In order to determine the amount they will pay for noneconomic damages, a multiplier is usually dependent on medical expenses. Permanent impairments and severe injuries typically result in larger award amounts than minor or temporary injuries. A car crash is a devastating event and the repercussions with it can be life-changing. While the amount of settlement won't erase the losses, it will provide compensation that helps victims overcome their financial difficulties and restore a sense of normalcy to their lives. An experienced car accident lawyer is able to evaluate your case and fight for the best settlement possible. While it could be tempting to settle for less than what you deserve, it could jeopardize your future recovery. Once you sign an agreement to settle, you give up the option to file additional claims or bring a lawsuit in court for any additional losses related to the accident.